MOZAIC Core for
Help foreign buyers and expats secure property finance across borders — with a client system built for cross-border complexity.
The Problem
International mortgage specialists serve clients navigating finance across jurisdictions — different income structures, foreign currency, multiple lenders, and residency requirements. Standard broker tools are not built for this complexity. Referral attribution from estate agents and relocation consultants is informal and untracked.
Foreign national clients have varied income structures, currency considerations, and lender requirements per country. Tracking progress across these dimensions manually is error-prone and time-consuming.
Clients provide documents in different languages, formats, and at different stages. Email chains become unwieldy. Missing documents from overseas are hard to chase and slow everything down.
Estate agents and relocation consultants refer cross-border clients — but no system tracks which partners send the most valuable cases, so relationship investment is undirected.
How it works
International clients submit their enquiry via the specialist's microsite. Nationality, target country, property type, and income profile are captured upfront.
Lead enters the qualification pipeline. The specialist assesses lender options by jurisdiction. A fact-find is initiated through the secure client portal.
Client receives a portal with a checklist of required documents. Uploads are secure, timestamped, and organised by case — no email attachments required.
If the case was introduced by a relocation consultant or estate agent, the referral is attributed. Partner performance is reviewed monthly to direct relationship investment.
Platform modules
Branded public presence for your practice — service overview, team bios, and secure enquiry form.
Case pipeline structured for international applications — jurisdiction, currency, and lender tracked per case.
Private link per client. Document checklist, case stage, and secure messaging in one place.
Structured document requests per case stage. Clients upload directly. Every submission timestamped.
Track which estate agents, relocation consultants, and partners introduced each client and what it converted to.
Publish guides for international buyers — tax residency, foreign income, currency risk, lender panels.
Rate updates, product alerts, and market news distributed to your referral network and past clients.
Record introducer arrangements with estate agents and relocation firms. Commission pipeline with payout tracking.
GDPR-aware by design
EU data residency
Full audit trail
We are selecting early access partners in this vertical. Tell us about your firm and we will be in touch within 48 hours.
